LexisNexis Said I Had a Criminal Record. I’ve Never Even Been Arrested
Imagine you’re applying for your dream job or trying to rent a new apartment. You’re confident, no skeletons in your closet, clean record, good credit. Then the background check comes back… and says you have a criminal record. You double-check the name. Yep, it’s yours. But the arrest? The conviction? That never happened. And the company behind the report? LexisNexis.
If you’re reading this and thinking, “That can’t be legal,” you’re right to be concerned. LexisNexis is one of the largest data brokers in the world, and when they get your information wrong, the consequences can be immediate and devastating. Fortunately, there are laws to protect you, and yes, in some cases, you can absolutely sue LexisNexis for the damage done.
Let’s break it down – what LexisNexis does, how they make these mistakes, what your rights are, and how to hold them accountable if they get it wrong.
What Is LexisNexis and Why Are They Reporting Criminal Records?
LexisNexis isn’t a credit bureau in the traditional sense like Equifax or Experian, but they’re just as powerful. They collect massive amounts of public and private data and then compile it into reports used by employers, landlords, insurance companies, and government agencies. That includes:
- Criminal records and court data
- Credit-related data (like bankruptcies or liens)
- Insurance claim history
- Driving records and traffic violations
They pull from thousands of data sources, and while their systems are complex, they’re not without error, mismatched identities, or bad data from public records.
How Do These Mistakes Happen?
It often starts with a mixed file, when LexisNexis merges your personal data with someone else’s who has a similar name, date of birth, or Social Security number. That’s all it takes. A simple database misfire and suddenly your background report shows someone else’s criminal charges. And the worst part? You often don’t know until something goes wrong, like a job offer vanishing or an apartment application being rejected.
Sometimes, the error is even more frustrating: old court records that were sealed or expunged still show up, or charges that were dismissed are listed as convictions. In some cases, they report completely outdated or incorrect information without checking its accuracy.
The Fallout of a False Criminal Record
Being flagged as a criminal, when you’re not can be humiliating. And it’s not just embarrassing; it can cost you real opportunities. People have lost jobs, been denied housing, and even had professional licenses delayed or revoked because of false background information.
Maybe you’ve already experienced some of this. Maybe you’re reading this because you just found out LexisNexis is saying you’ve been arrested when you haven’t. If so, you’re not alone. And no, you don’t have to just accept it.
What the Law Says About Background Check Mistakes
Enter the Fair Credit Reporting Act (FCRA). This federal law doesn’t just cover credit reports, it also applies to background reports prepared by companies like LexisNexis. Under the FCRA, you have the right to:
- Know what’s in your background report and who accessed it
- Dispute incorrect, outdated, or incomplete information
- Have disputed information investigated and corrected within 30 days
- Sue the reporting company for damages if your rights are violated
The law puts the burden on companies like LexisNexis to make sure the information they report is accurate, up-to-date, and verified. And when they don’t? They can be held accountable.
Can You Dispute LexisNexis Reports Yourself?
Absolutely. In fact, you should start by filing a dispute directly with LexisNexis. You’ll need to request a copy of your report (which they are legally required to provide for free), identify the incorrect information, and submit documentation proving it’s wrong, like court records, police reports, or identity verification. Typically, it’s best to dispute this information in writing through certified mail as it helps preserve important rights you’ll need later in the litigation and dispute process.
Once they receive your dispute, they have 30 days to investigate. If they confirm the error, they must correct it. If they don’t respond or refuse to fix it, that’s when things move from frustrating to legally actionable.
Of course, you can file a LexisNexis dispute yourself, but if the error causes serious harm, or if they ignore your correction request, it’s wise to contact a lawyer and consider a lawsuit.
When It’s Time to Take Legal Action
If LexisNexis’s error caused you to lose a job, miss out on housing, or suffer some other harm, the FCRA allows you to sue for damages. You don’t need to prove financial loss to bring a case – just that the report was inaccurate and that LexisNexis failed to follow reasonable procedures to prevent or correct the error.
Some lawsuits have awarded actual damages (for lost wages or emotional distress), statutory damages (up to $1,000 per violation), and even punitive damages if the conduct was willful. And the best part? The FCRA requires LexisNexis to pay your attorney’s fees if you win.
You may have a claim if:
- LexisNexis reported a criminal record that wasn’t yours
- You submitted a dispute and they failed to respond or fix the error
- The false report caused harm, financially, emotionally, or otherwise
- You were denied housing, employment, or insurance because of the report
Proving the Damage
To strengthen your case against LexisNexis, you’ll need to show both that the information in your background report was false and that it affected you in a meaningful way. This could include saving emails or letters indicating you were denied a job, housing, or insurance because of the report, printing or screenshotting the portion of the LexisNexis report that contains the inaccurate record, and keeping a copy of any disputes you submitted and responses you received.
If you experienced emotional or mental distress, such as anxiety, panic attacks, or embarrassment, particularly tied to a specific event like a job interview or lease signing, make sure to note it. Even without direct financial loss, these impacts can support a claim for damages under the Fair Credit Reporting Act.
Is This Happening to Other People?
Yes. In fact, data broker errors are very common! LexisNexis, like other background check companies, relies on automation and mass data scraping which means human oversight is often missing. That opens the door to wrong names, wrong records, and wrong assumptions about people like you.
That’s also why pursuing a case isn’t just about correcting your record, it can help force accountability in how these companies treat everyone’s information.
Time Limits – Don’t Wait Too Long
You generally have two years from the date you discovered the error to file a lawsuit under the FCRA, though in some cases you may have up to five years from the date of the violation. The clock starts ticking when you first become aware of the problem, not when it occurred. That’s why it’s so important to act quickly once you see a false report.
Can You Join a Class Action?
If LexisNexis has a history of reporting similar false records, and ignoring legitimate disputes, it may be possible to bring a class action with others who’ve experienced the same. However, if your case is especially harmful or unique, you may want to pursue your own individual claim.
A lawyer can help you figure out which option makes the most sense based on your situation and the available evidence.
Should You Talk to a Lawyer?
If LexisNexis falsely reported that you had a criminal record, especially if you’ve never even been arrested – the answer is yes. A consumer protection attorney can walk you through your rights, help you gather proof, and file a claim that gets the attention it deserves.
Trying to fix a serious error on your own can be exhausting. And if the stakes are high like lost income or a damaged reputation, it’s simply not something you should have to navigate alone. A legal professional can make sure LexisNexis is held accountable for its mistake, and more importantly, help you restore your name and your future.
You’re Not Powerless
Being told you have a criminal record when you know you don’t, is more than just a computer glitch. It’s a violation of your identity, your integrity, and your rights. You can file a dispute, and in some cases, you can sue LexisNexis for the harm caused.
The law is on your side, but only if you use it. Take action, know your rights, and don’t settle for a background report that tells the wrong story.